Something on your wishlist that means a lot to you for Christmas?

We could make it happen with a personal loan between $500 – $20,000

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borrow up to $20,000

we lend secured and unsecured loans from $500 up to $20,000.

flexible terms

our repayment terms range between a minimum of 6 and a maximum of 60 months.

in-store or online

bring your documents into store, or complete the checks & sign your agreement 100% online.

apply online

fill out our easy, online application form today.

how it works

apply online in four easy steps!

online loan application

complete our online form

Get started by completing some basic questions about you on our online application form

online loan website

complete online

dtr easi-cash loans

complete in-store

While completing our application form, you can choose to complete and sign your loan agreement online or bring your paperwork into your nearest dtr store. If you choose to complete your loan online, you will need to be able to complete your ID, income and expenses checks online. Find out more about what you will need for the online checks.

fast online cash loans

receive your easi-cash loan

After you've signed your easi-cash loan agreement and contract, we'll deposit the funds directly into your nominated bank account within 24 hours. It's that easy!

Find out more about how it works or apply now and get started on your application.

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our customers

over 12,000 customers nationwide

Choose easi-cash! They made me feel so comfortable, and the process was flexible and super easy!

- Susan from Auckland

competitive rates

Our interest rates range between 26.75% and 34.95% depending on your financial circumstances. Our APR (which includes interest rates & all possible fees and charges) ranges from 27.27% to a maximum of 87.60%

Below is a representative example of an easi-cash loan.

fast online cash loans

$2,500 loan

Let's say you have applied for a $2,500 loan by filling out our online application form

loan establishment fee

$205 establishment fee

Each loan carries an establishment fee of up to $205 which is added to your approved loan amount

online loan fees

$2,705 total borrowed

So your total loan amount (the amount you requested plus the establishment fee) comes to $2,705

loan interest rates

29% interest rate

The loan is then financed at an interest rate based on your credit score and you pay this back over an affordable term (in this case 36 months).

$113.35 per month

Your repayments would come to a total of $113.35 per month, which you can pay weekly, fortnightly or monthly for the following 36 months.

apply now